The purpose of the looking at the future...is to disturb the present!

Gaston Berger (1896-1960), francuski futurolog

As Wildfires Rage, California’s Insurance Market Is in Crisis

Providers are offering fewer and fewer policies because of costlier climate-fueled fires, homeowners moving into riskier areas, and outdated regulation of the insurance industry.
Link :
https://www.wired.com/story/fire-insurance-wildfires-california-state-farm-allstate-liberty-mutual/